Denture Financing

Spread the Cost of Your New Smile

Carefully made dentures can make an important difference to your comfort, confidence and everyday life. We understand, however, that paying the full treatment cost at once may not suit everyone. A denture payment plan lets eligible patients spread the cost across an agreed number of monthly repayments.

That is why eligible patients can apply for finance to spread the cost over an agreed period. Finance is entirely optional, and we will always explain the full cost of your proposed treatment before you make any decision.

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Clear Treatment Costs

You will receive a clear treatment plan before deciding how to pay.

Finance Is Optional

You can choose the payment method that is right for your circumstances.

Subject To Checks

Finance applications are subject to age, status, minimum spend and affordability checks.

Denture Financing: Explore Possible Monthly Repayments

The Denture Practice Limited acts as a credit broker, not a lender, and offers credit products from
Secure Trust Bank PLC trading as V12 Retail Finance.

Enter an illustrative treatment cost and select an available repayment period to see how the cost could be divided. The calculator provides an illustration only and is not an offer or guarantee of credit.

The figures shown are an illustration. Your available options and final terms will depend on the amount borrowed, the finance product selected and the lender’s assessment. Credit facilities are subject to age, status, minimum spend and affordability checks. Secure Trust Bank PLC reserves the right to decline any application.

Representative example: Total cash price: £1045.00. £104.50 deposit. Amount of credit: £940.50. Repayable by 60 monthly repayments of £18.91. Representative APR 7.92%. Annual rate of interest 4.13% fixed. Total amount repayable £1239.10 including total interest of £194.10. Subject to affordability, age and status and minimum spend applies.

How Denture Financing Works

Finance is considered only after we have discussed your needs and provided a treatment plan. The
process is designed to keep the treatment decision and the payment decision clear and separate.

We are renowned for our excellent patient care and quality denture making. We pride ourselves on only using the best most modern materials, and offering a truly bespoke tailored customer experience. Our in-house laboratory is state of the art, and the results are truly unique and dependable. Our dentures change the lives of our customers and enhance their smile.

Not just any smile… your smile.

Receive your treatment plan

Following your consultation, we explain the recommended treatment and provide the complete treatment cost.

Consider your ways to pay

You can pay directly or, if you meet the lender’s eligibility criteria, consider a denture payment plan that spreads the cost across an agreed term.

Review the finance illustration

The calculator can show illustrative repayments for the amount and repayment period selected. The illustration is not a guarantee that finance will be approved.

Make an application

If you choose to apply, your application will be considered by the finance provider and is subject to age, UK residency, status, minimum spend and affordability checks.

Read the agreement before deciding

If your application is approved, review the applicable interest rate, repayment amount, repayment period, total amount payable and full terms before agreeing.

Is a Payment Plan Right for You?

Finance can be useful if you would prefer to divide your treatment cost into regular repayments. However, it is a form of borrowing and will not be right for everyone.

Before applying, consider the monthly repayment, the length of the agreement, the interest rate where applicable, the total amount repayable and whether the repayments would remain manageable if your circumstances changed.

Choosing not to use finance will not affect the treatment advice or standard of care you receive from us.

Which Denture Treatments Can Be Financed?

Financing for dentures is not limited to a single treatment.

Where the total treatment cost meets the lender’s minimum spend, a denture payment plan can be considered for any of the treatments we provide, including:

Financing dentures works in the same way whichever treatment you choose. Smaller items, such as denture repairs, may fall below the lender’s minimum spend, so please ask our team whether a payment plan is available for the treatment you are considering.

Ways to Pay for Your Dentures

Available ways to pay may include:

Payment in full by an accepted payment method.
Any agreed treatment-stage payments confirmed by the practice.
A denture payment plan through our finance provider, subject to application, status, affordability, minimum spend and terms.

Please ask our team to explain the payment methods available for your individual treatment plan.

You can also see our current fees on our denture price list before your consultation.

Frequently Asked Questions

Can I pay for my dentures monthly?

You can pay for your dentures monthly through a denture payment plan, provided you meet the lender’s eligibility criteria and your treatment cost meets the minimum spend. A payment plan for dentures divides the total cost across an agreed repayment period. Finance is optional and subject to application, age, UK residency, status and affordability checks.

Can I get help paying for dentures?

The Denture Practice offer payment options which include payment in full, agreed treatment-stage payments, and a denture payment plan for eligible patients. You can see our current fees on our denture price list before your consultation, and our team can explain which options apply to your treatment plan.

Is finance compulsory?

Finance is not compulsory. It is entirely optional, and we will explain your treatment cost and the available ways to pay before you make a decision.

Does using finance change my treatment advice?

Using finance does not change your treatment advice. Your clinical treatment recommendation and standard of care are not affected by the way you choose to pay.

Is finance guaranteed?

Finance is not guaranteed. Applications are subject to age, UK residency, status and affordability checks, and the lender reserves the right to decline an application.

Who provides the credit?

The Denture Practice Limited acts as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.

Will I know the full cost before I decide?

You will know the full cost before you decide. We provide the complete treatment cost before you choose how to pay. If you apply for finance, review the repayment amount, repayment period, interest rate where applicable, total amount payable and full agreement terms before proceeding.

Does The Denture Practice receive commission?

The Denture Practice does not receive a commission for introducing you to the lender.

What does the finance calculator show?

The calculator provides an illustration based on the information selected. It is not an offer or guarantee of credit. Available products and final terms are subject to the lender’s assessment and the applicable agreement.

Can I discuss the available options with the practice?

You can discuss the available options with our team. A trained member of our team can provide factual information about the finance options available through our finance provider. We do not provide independent financial advice or recommend whether borrowing is right for you.

Can I arrange finance elsewhere?

You can arrange finance elsewhere. You are not obligated to obtain finance from a provider introduced by The Denture Practice.

Begin with a Personal Consultation

The first step is to understand what you need and provide a clear, written treatment plan. Once you know the treatment cost, you can consider the payment option that feels most appropriate for your circumstances.

Finance does not form part of our clinical treatment recommendation and there is no obligation to use finance.

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